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Benefits & Services

Coverage that protects what matters most.

From major medical to voluntary benefits, chosen to give your employees real peace of mind, without adding cost to your company's bottom line.

The foundation of your benefits package.

Beyond voluntary benefits, we also help employers put together major medical coverage, the core group health plan your team relies on for everyday care, specialist visits, and major health events. We'll shop the market and help you find a plan that fits your budget and your people.

PPO Plans

Flexible provider access, with the freedom to see specialists without a referral.

HMO Plans

Lower costs through a coordinated network of doctors and facilities.

HSA-Qualified Plans

High-deductible plans paired with a tax-advantaged Health Savings Account.

Supplemental coverage that fills the gaps.

On top of major medical, these voluntary benefits give employees extra financial protection for the things a core health plan doesn't fully cover.

Accident

Only 1 in 8 people take care of themselves after an accident.

Accidents are sometimes unavoidable. Coverage addresses unexpected injuries, from minor incidents to serious accidents, providing cash benefits when you need them most.

Short-Term Disability

What do you do when you're disabled and can't go to work?

Offers cash support for temporary disability caused by illness, injury, or pregnancy, so a gap in income doesn't become a crisis.

Cancer

1 in 2 men and 1 in 3 women will develop cancer in their lifetime.

Critical illness plans provide cash to help manage the cost of treatment, on top of whatever major medical coverage already provides.

Life Insurance

Protects families through major life events like homeownership, education, and starting a family, by covering debts and expenses in the event of an unexpected death.

Hospital Indemnity

Addresses rising out-of-pocket hospital expenses when major medical insurance doesn't cover everything.

Critical Illness

Only 1 in 10 middle-income Americans feel confident they have enough savings for a family medical emergency.

Coverage for events like heart attacks and strokes provides financial support exactly when it's needed.

Dental

93% of Americans believe good dental hygiene is important to their overall health.

Flexible plans, often with no networks or deductibles required.

Vision

Routine eye exams can detect high blood pressure, diabetes, high cholesterol, and even brain tumors. Plans encourage preventive care that catches more than just vision problems.

Team going over benefits together

Additional coverage options.

Long Term Care

Protection for the cost of extended care later in life.

Retirement

Planning support to help employees build toward the future.

Identity Theft

Protection and monitoring against identity theft.

FSA / DCA

Flexible spending and dependent care account administration.

Not sure which coverage is right for your team?

We'll walk through your workforce and put together a benefits package that actually fits.

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